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A number of years ago when we went to Nebraska for a few days we came across the oddest thing on the interstate when we were returning to our hotel after a day of fun. The traffic was backed up and at a stand still, and when we finally started moving we found out the reason why. The tail gate door of a huge trailer transporting cattle had opened, and the cows were wandering around on the road!
It seemed humorous at the time, but it got me thinking. That was someone’s livelihood out there and quite possibly the loss of a paycheck if something had happened to that livestock. While insurance may have covered an incident like that, it could have been devastating to their bottom line too. Who knows what all might have been going on in their business before that, and perhaps it was the “straw that broke” the camel’s back which ultimately had that family seeking the counsel and compassion of an Omaha Bankruptcy Attorney. In that case it would have been no laughing matter.
It makes me sad when I hear stories of good families having to claim bankruptcy because their financial situations are a mess. For some it is a last resort and their only option. They don’t do it because they want to take advantage of those they owe money to, they’re just in over their heads and aren’t even treading water any more, they’re drowning.
And like my theoretical imaginings about the cattleman, that’s how it often is for people in that position. One or two bills that they weren’t expecting don’t put them in a situation where they have to start thinking about bankruptcy, it’s that plus the broken leg they had to pay out of pocket for, a totaled car that will cost more to replace than what it was worth and the loss of a job. Then one has to choose which payments become most important, and the others accumulate adding interest to balances. Unfortunately, for many in this economy, when it rains it pours, and then they find out their roof is leaking too.
It makes me very thankful our family is not in that position, that God has blessed my husband with a secure job and that all our needs and many of our wants are covered. It’s definitely something not to take for granted.
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